Kmart Credit Card
The Shop Your Way Additional Category Earn Program is not transferable and is subject to credit approval. The Shop Your Way Additional Category Earn Program is subject to the Shop Your Way terms and conditions located at www.shopyourway.com/terms. Your Shop Your Way member number must be linked to your Shop Your Way Mastercard® in order to participate in the Shop Your Way Additional Category Earn Program.
APPLY & SHOP AT KMART, SEARS Improve your life with quality products you deserve. Using your Sears card to shop at Sears and Kmart stores has never been easier! Get great deals on KenmoreTM refrigerators, microwaves, washers and dryers, Craftsman® tools and so much more! Sears cards have no annual fee, convenient monthly payments, rewards,1 and 24/7 Customer Service.
No annual fee
Returns without a receipt
Exclusive cardmember-only sales throughout the year with big savings on KenmoreTM appliances, washers, dryers, Craftsman® tools and electronics
Frequent short-term special financing offers
Comprehensive protection available to Sears cardmembers:
— Account Care®
More Conveniences:
Temporary shopping pass if you forget your card
Security & Privacy
$0 Liability on unauthorized purchases
24/7 Customer Service you can count on
Now that Kmart and Sears have merged to form Sears Holdings Corporation, your card is accepted at even more stores
You have the opportunity to earn Shop Your Way points when you use your Shop Your Way Mastercard for eligible purchases. These extra points are inclusive of any base points or Sears base points earned. When extra point offers are combined, total points earned will be less than the combined point totals for each individual offer. Base points mean the 1% back in points described below. Sears base points mean those points awarded as part the standard Shop Your Way program.
You may only earn 5% back on eligible gas station purchases and 3% back in points on eligible restaurant and grocery store purchases on the first combined purchases of $10,000 per calendar year and then 1% thereafter. The limit on points that may be earned on eligible gas station, restaurant and grocery store purchases will be reset each December 31st, and eligible purchases made in such categories after that date will again be eligible to earn additional points until the limit is again reached.
5% back in points on eligible gas station purchases, for the first $10,000 (which includes the eligible restaurant and grocery store purchases) per calendar year and then 1% thereafter. (5% back in points equals 4% in extra points and 1% in base points.) Certain Non-Eligible Purchases. You will only earn 1% back in base points, not 5%, for gas purchased at superstores, supermarkets, convenience stores and warehouse clubs or for fuel used for non-automobile purposes.
3% back in points on eligible restaurant (including cafes, bars, lounges and fast food restaurants) and eligible grocery store purchases for the first $10,000 (which includes the eligible gas station purchases) per calendar year and then 1% in base points thereafter. (3% back in points equals 2% in extra points and 1% in base points.) Certain Non-Eligible Purchases. You will only earn 1% in base points, not 3%, for restaurant purchases made at bakeries and certain restaurants/cafes inside department stores, grocery or warehouse clubs, and for grocery purchases made at superstores, convenience stores, gas stations, warehouse clubs, and discount stores.
2% back in points on purchases
1% back in points on purchases
No points are awarded or can be redeemed for balance transfers, cash advance transactions, cash advance transactions designated as purchases, convenience checks, returned purchases, disputed or unauthorized purchases/fraudulent transactions, annual credit card membership fees, money orders, wire transfers, bets, lottery tickets, or casino gaming chips, credit insurance premiums, AccountCare® fees, interest charges and credit card fees. Except as otherwise determined by Transform SR Holding Management LLC in its sole discretion, Members may redeem points on all Program-Eligible Purchases except for purchases from Sears Home Services, purchases of prescriptions, and purchases from Shop Your Way Merchants and other parties designated by Transform SR Holding Management LLC from time to time.