Get rewarded when you purchase things everyday with cash back. These credit cards are a useful tool. Cash back is typically easy to understand and redeem, which is great for on-the-go folks who like to keep it simple. Cash back is also the most flexible form of rewards, allowing you to spend your earnings however you’d like.
For the simplicity lover, some cards offer a flat cash back rate on all purchases – usually between 1% and 2%. Other cash back cards offer a higher rewards rate on specific purchase categories like dining or groceries.